BIN 409209 is issued by Silk Road Bank Ad Skopje, from North Macedonia, on the visa network, as a prepaid card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 409209, that institution is Silk Road Bank Ad Skopje in North Macedonia. The card runs on the visa network. Transactions settle in MKD.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 409209 itself is public metadata — it identifies the issuer, not the cardholder.
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