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BIN 403615 is issued by Andorra Banc Agricol Reig S.A., from Andorra, on the Visa network, as a deferred_debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 403615, that institution is Andorra Banc Agricol Reig S.A. in Andorra. The card runs on the Visa network. Transactions settle in EUR.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 403615 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 403615 break down.
BIN 403615 is registered to Andorra Banc Agricol Reig S.A. in Andorra. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 403615 was issued in Andorra, where card transactions settle in EUR. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 403615 runs on the Visa network as a deferred_debit card (Visa Platinum). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 403615 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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