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BIN 402438 — Lookup & Card Details
Check bank, country, card type, and issuer information for BIN 402438.
What is BIN 402438?
BIN 402438 is issued by Zenith Bank Plc, from Nigeria, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 402438, that institution is Zenith Bank Plc in Nigeria. The card runs on the Visa network. Transactions settle in NGN.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 402438 itself is public metadata — it identifies the issuer, not the cardholder.
BIN 402438, digit by digit
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 402438 break down.
BIN 402438 — frequently asked questions
Which bank issued BIN 402438?
BIN 402438 is registered to Zenith Bank Plc in Nigeria. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
What country is BIN 402438 from?
BIN 402438 was issued in Nigeria, where card transactions settle in NGN. Country of issuance is set by the issuing institution's registration, not by where the card is used.
What card network does BIN 402438 run on?
BIN 402438 runs on the Visa network as a credit card (Visa Corporate T&E). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Is it legal to look up BIN 402438?
Yes. BIN 402438 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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