BIN 402020 — Lookup & Card Details

BIN 402020 is issued by State Employees Credit Union Of Maryland, Inc., from United States of America (the), on the Visa network, as a debit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 402020, that institution is State Employees Credit Union Of Maryland, Inc. in United States of America (the). The card runs on the Visa network. Transactions settle in USD.

Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 402020 itself is public metadata — it identifies the issuer, not the cardholder.