BIN 401978 — Lookup & Card Details

BIN 401978 is issued by Banque Saudi Fransi, from Saudi Arabia, on the Visa network, as a prepaid card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 401978, that institution is Banque Saudi Fransi in Saudi Arabia. The card runs on the Visa network. Transactions settle in SAR.

Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 401978 itself is public metadata — it identifies the issuer, not the cardholder.