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BIN 401919 is issued by United Bank For Africa Ghana Limited, from Ghana, on the Visa network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 401919, that institution is United Bank For Africa Ghana Limited in Ghana. The card runs on the Visa network. Transactions settle in GHS.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 401919 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 401919 break down.
BIN 401919 is registered to United Bank For Africa Ghana Limited in Ghana. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 401919 was issued in Ghana, where card transactions settle in GHS. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 401919 runs on the Visa network as a debit card (Visa Classic). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 401919 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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