BIN 401565 is issued by Zambia National Commercial Bank Limited, from Zambia, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 401565, that institution is Zambia National Commercial Bank Limited in Zambia. The card runs on the Visa network. Transactions settle in ZMW.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 401565 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 401565 break down.
BIN 401565 is registered to Zambia National Commercial Bank Limited in Zambia. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 401565 was issued in Zambia, where card transactions settle in ZMW. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 401565 runs on the Visa network as a credit card (Visa Infinite). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 401565 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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