BIN 401103 — Lookup & Card Details

BIN 401103 is issued by Bank Of America, National Association, from Canada, on the visa network, as a credit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 401103, that institution is Bank Of America, National Association in Canada. The card runs on the visa network. Transactions settle in CAD.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 401103 itself is public metadata — it identifies the issuer, not the cardholder.