BIN 400902 is issued by Oversea-Chinese Banking Corporation Ltd., from Singapore, on the visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 400902, that institution is Oversea-Chinese Banking Corporation Ltd. in Singapore. The card runs on the visa network. Transactions settle in SGD.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 400902 itself is public metadata β it identifies the issuer, not the cardholder.
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