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An XMR virtual card for everyday spending
Fund with Monero and spend anywhere Visa is accepted — no bank account, no credit check, issued in about 60 seconds.
- Fund with XMR
- No bank account
- No credit check
- Issued in 60 seconds
- To get your card
- 60sTo get your card
- Countries supported
- 190+Countries supported
- FX markup
- 0%FX markup
- Monthly fees
- $0Monthly fees
Why choose a Kripicard XMR virtual card
Turn your XMR into real spending power.
Fund with XMR
Top up your Visa card straight from your Monero — no exchange sale or bank required.
No bank account needed
Get a Visa card funded entirely by crypto, without a bank or traditional card.
No credit check
There's no credit check and no KYC on the basic tier — just sign up and fund.
Multiple cards
Issue several virtual Visa cards from one balance for different needs.
Spend worldwide
Use your card anywhere Visa is accepted in 190+ countries with no FX markup.
Ready in a minute
Sign up, fund with XMR and your Visa card is ready to spend in about 60 seconds.
Kripicard vs the alternatives
| Feature | Kripicard | Bank card | Other crypto cards |
|---|---|---|---|
| Fund with XMR | Yes | No | Rarely |
| No bank account needed | Yes | No | Sometimes |
| No credit check | Yes | No | Yes |
| No KYC on basic tier | Yes | No | No |
| Issued in ~60 seconds | Yes | No | Sometimes |
| Works in 190+ countries | Yes | Limited | Sometimes |
Get your XMR virtual card in three steps
Create your account
Sign up with just an email — no documents on the basic tier.
Fund with XMR
Send Monero to your balance from any wallet or exchange.
Spend anywhere Visa works
Issue your Visa card and start spending the same minute.
What users say
"I fund with XMR and spend online instantly."
"No bank, no exchange — just my Monero on a Visa card."
"Setup took under a minute and it just works."
XMR virtual card — FAQs
What is an XMR virtual card?
It's a virtual Visa card you fund with XMR (Monero). Top up your balance with XMR and spend it anywhere Visa is accepted, with no bank account required.
How do I fund it with XMR?
Send XMR to your Kripicard balance from any wallet or exchange, and it becomes a spendable balance on your virtual Visa within minutes.
Is there a credit check or KYC?
No credit check, and the basic tier needs no KYC — sign up with an email and fund your card to begin.
How fast can I get it?
About 60 seconds — sign up, fund with XMR and your Visa card is ready to spend the same minute.
Where can I use it?
Anywhere Visa is accepted online, across 190+ countries, with no FX markup on your spending.
Get your XMR virtual card
Fund with Monero and spend anywhere Visa is accepted — no bank account, no credit check, issued in about 60 seconds.
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