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Open a virtual card with Monero
Fund a Visa card using XMR and spend anywhere Visa is accepted — no bank account, no credit check, issued in about 60 seconds.
- Fund with XMR
- No bank account
- No credit check
- Issued in 60 seconds
- To get your card
- 60sTo get your card
- Countries supported
- 190+Countries supported
- FX markup
- 0%FX markup
- Monthly fees
- $0Monthly fees
Why fund your virtual card with Monero
Turn your XMR into real, everyday spending power.
Fund straight from XMR
Top up your Visa card directly with Monero — no exchange to a bank, no middleman.
No bank account needed
Your card is backed entirely by crypto, so there's no bank or traditional card required.
No credit check
No credit check and no KYC on the basic tier — just sign up and fund with Monero.
Issue multiple cards
Spin up several virtual Visa cards from one XMR-funded balance for different needs.
Spend worldwide
Use your card anywhere Visa is accepted across 190+ countries with no FX markup.
Ready in a minute
Sign up, fund with XMR and your Visa card is ready to spend in about 60 seconds.
Kripicard vs the alternatives
| Feature | Kripicard | Bank card | Other crypto cards |
|---|---|---|---|
| Fund with XMR | Yes | No | Rarely |
| No bank account needed | Yes | No | Sometimes |
| No credit check | Yes | No | Yes |
| No KYC on basic tier | Yes | No | No |
| Issued in ~60 seconds | Yes | No | Sometimes |
| Works in 190+ countries | Yes | Limited | Sometimes |
Open your Monero-funded card in three steps
Create your account
Sign up with just an email — no documents on the basic tier.
Fund with XMR
Send Monero to your balance from any wallet or exchange.
Spend anywhere Visa works
Issue your Visa card and start spending the same minute.
What users say
"Funded the card with Monero and it just worked — no bank, no fuss."
"Finally a virtual card I can top up straight from XMR."
"Set it up with Monero in a minute and paid online right away."
Virtual card with Monero — FAQs
Can I open a virtual card with Monero?
Yes. Fund your Kripicard balance with XMR and a virtual Visa card is issued instantly, ready to spend anywhere Visa is accepted — no bank account needed.
How does funding with Monero work?
Send XMR from any Monero wallet or exchange to your Kripicard balance. It's converted into a spendable balance on your virtual Visa within minutes.
Do I need a bank account or credit check?
Neither. The card is funded entirely by your Monero, with no credit check and no KYC on the basic tier.
How quickly is the card ready?
About 60 seconds — sign up, fund with XMR and your Visa card is ready the same minute.
Where can I spend it?
Anywhere Visa is accepted online across 190+ countries, with no FX markup on your spending.
Open your virtual card with Monero
Fund a Visa card using XMR and spend anywhere Visa is accepted — no bank account, no credit check, issued in about 60 seconds.
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