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Free tool
Subscription Cost Calculator
List every recurring charge, from weekly to yearly billing, and see what they add up to per month, per year, per day and over five years. Mark the ones you have stopped using to see exactly what cancelling them saves, and which subscriptions take the biggest share.
Your subscriptions
Add each recurring charge with the price and how often it bills. Tick the ones you have not used in the last month.
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What they really cost
Per month
$78.80
Per year
$945.63
Per day
$2.59
Over 5 years
$4,728
At today's prices — renewals usually rise.
Cancel the unused ones and save
$275.88 / year
$22.99 a month you are paying for nothing.
Biggest first
- Design software$22.99/mo · 29%
- AI assistant$20.00/mo · 25%
- Video streaming$15.49/mo · 20%
- Music streaming$11.99/mo · 15%
- Cloud storage$8.33/mo · 11%
Weekly plans are converted at 52 weeks ÷ 12, not ×4 — four weeks a month undercounts a weekly bill by about 8% a year.
Frequently asked questions
How are different billing cycles combined?
Everything is converted to a monthly figure. Yearly plans are divided by 12, quarterly by 3, and weekly plans are multiplied by 52 ÷ 12, about 4.33. Using a flat 4 weeks a month undercounts weekly bills by roughly 8% a year.
Is the five-year figure accurate?
It uses today's prices, so treat it as a floor. Streaming and software subscriptions have repeatedly raised prices, so the real five-year cost is usually higher.
How do I find subscriptions I have forgotten?
Search your card and bank statements for the last 12 months and sort by merchant, since annual renewals are easy to miss in a single month's statement. Also check the subscriptions page in your Apple or Google account and in PayPal, which bill separately from your card.
How can a virtual card help control subscriptions?
Give each subscription its own virtual card. You can set a spending limit to stop surprise price rises, or freeze or delete the card to stop a merchant who makes cancelling difficult. Kripicard issues virtual cards on Visa or Mastercard, funded with crypto, with per-card limits and freeze.