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Spend Monero online, anywhere Visa works
Load XMR onto a virtual Visa card and shop anywhere Visa is accepted — no bank account, no credit check, issued in about 60 seconds.
- Load XMR
- Shop anywhere Visa works
- No credit check
- Issued in 60 seconds
- To get your card
- 60sTo get your card
- Countries supported
- 190+Countries supported
- FX markup
- 0%FX markup
- Monthly fees
- $0Monthly fees
Why spend Monero online with Kripicard
Use your XMR at every online store — no merchant setup required.
Shop any Visa store
Pay at any online merchant that accepts Visa — they never need to accept Monero directly.
Fund with XMR
Load your Visa balance straight from Monero and spend it online right away.
No credit check
No credit check and no KYC on the basic tier — just sign up and fund with XMR.
No bank account needed
Your online spending is powered by crypto, with no bank or traditional card involved.
Cards for every site
Issue separate virtual Visa cards for different subscriptions and stores.
Ready in a minute
Sign up, fund with Monero and check out online in about 60 seconds.
Kripicard vs the alternatives
| Feature | Kripicard | Bank card | Other crypto cards |
|---|---|---|---|
| Spend XMR at any Visa store | Yes | No | Rarely |
| No merchant Monero support needed | Yes | No | Sometimes |
| No credit check | Yes | No | Yes |
| No KYC on basic tier | Yes | No | No |
| Issued in ~60 seconds | Yes | No | Sometimes |
| Works in 190+ countries | Yes | Limited | Sometimes |
Spend Monero online in three steps
Create your account
Sign up with just an email — no documents on the basic tier.
Load XMR
Send Monero to your balance from any wallet or exchange.
Check out online
Use your Visa card at any online store the same minute.
What users say
"I pay for everything online with my Monero now."
"Checkout just works — the store has no idea it's XMR."
"My subscriptions all run off Monero through this card."
Spend Monero online — FAQs
How can I spend Monero online?
Load XMR onto a Kripicard virtual Visa and it becomes a spendable balance you can use at any online store that accepts Visa — no merchant needs to accept Monero directly.
Do merchants need to support Monero?
No. Your XMR is converted to a Visa balance, so you can pay any of the 190+ countries' worth of Visa merchants online, even if they've never heard of Monero.
Is there a credit check or KYC?
No credit check, and the basic tier needs no KYC — sign up with an email and fund with XMR to begin.
How fast can I start spending?
About 60 seconds — sign up, load Monero and your Visa card is ready for online checkouts the same minute.
Are there FX fees when I spend?
No. There's no FX markup on your spending anywhere Visa is accepted online.
Start spending Monero online
Load XMR onto a virtual Visa card and shop anywhere Visa is accepted — no bank account, no credit check, issued in about 60 seconds.
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