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Turn USDT into Visa payments
Make stablecoins spendable at checkout with the Kripicard crypto payment card API. Issue and fund Visa cards from a single USDT balance so users pay merchants anywhere — no bank account, no credit check.
- Crypto to checkout
- USDT-funded
- No credit check
- Cards in 60 seconds
- Per card issued
- 60sPer card issued
- Countries supported
- 190+Countries supported
- FX markup
- 0%FX markup
- Shared balance
- 1Shared balance
Why build on the payment card API
Stablecoin-powered payments for platforms, fintechs and agencies.
USDT to payments
Cards spend from one shared stablecoin balance at any Visa merchant.
One integration
Create, fund, limit, freeze and close cards through a single API.
Pay anywhere
Merchants are paid over Visa rails in 190+ countries with no FX markup.
Issue at scale
Spin up unlimited payment cards on demand as your users grow.
No license required
Offer payment cards without becoming an issuer or holding a banking license.
Fast issuance
Each card is ready in about 60 seconds, keeping pace with demand.
Kripicard payment API vs the alternatives
| Feature | Kripicard API | Bank/BIN sponsor | Other payment APIs |
|---|---|---|---|
| USDT-funded payments | Yes | No | Sometimes |
| Issue many from one balance | Yes | Limited | Sometimes |
| No banking license needed | Yes | No | Sometimes |
| No KYC on basic tier | Yes | No | No |
| Card issued in ~60 seconds | Yes | No | Sometimes |
| Works in 190+ countries | Yes | Limited | Sometimes |
Get started in three steps
Create your account
Sign up with just an email — no documents on the basic tier.
Fund with USDT
Load stablecoins to your shared balance from any wallet or exchange.
Integrate and pay
Call the API to issue payment cards for your users on demand.
What builders say
"Our users pay any merchant straight from their USDT balance."
"Stablecoins to checkout in one API — merchants never see crypto."
"We power payments for thousands of users from a single balance."
Crypto payment card API — FAQs
What is the crypto payment card API?
It is an API that turns stablecoin balances into Visa payments. You issue cards funded from a single USDT balance so users can pay merchants anywhere Visa is accepted.
How do crypto payments settle to merchants?
Merchants are paid in their local currency over Visa rails, while the card spends from your USDT balance — no crypto handling required at checkout.
How are payment cards funded?
Every card draws from one shared USDT balance. Load stablecoins once and allocate spend across all cards you issue.
Is there a credit check or KYC?
No credit check, and the basic tier needs no KYC — start with an email and fund your balance to begin.
How fast are cards issued?
Each card is created in about 60 seconds via the API, so payment issuance scales with demand.
Where can cards make payments?
Anywhere Visa is accepted online, across 190+ countries, with no FX markup on spending.
Turn USDT into Visa payments
Make stablecoins spendable with the Kripicard crypto payment card API — issue and fund cards from a single USDT balance, no bank account, no credit check.
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