Crypto Card With Stellar
A crypto card with Stellar is a virtual Visa you fund by sending XLM to your Kripicard balance, which converts to spendable value instantly. You spend anywhere Visa is accepted without selling XLM on an exchange or linking a bank account. Cards are issued in about 60 seconds, the basic tier needs no KYC, and per-card limits with instant freeze keep your XLM-funded spend controlled.
How a Stellar-funded card works
Send Stellar to your Kripicard balance and it converts to spendable value on your virtual Visa instantly — no exchange sale or bank transfer needed.
Your card then works like any other Visa for online shopping, subscriptions, and ad platforms. XLM was built for low-cost transfers, so funding a card costs very little in network fees.
Why a card completes a payments coin
A coin built for payments still gets refused at most checkouts. A Visa card removes that limitation entirely. Stellar is a payments-focused coin asset, and the card is what connects it to ordinary checkouts.
- Accepted where the coin itself is not.
- Online stores, apps, and subscriptions.
- Per-card limits and instant freeze.
- Issued in about 60 seconds.
Use it as day-to-day money
Keep a small working balance on the card for regular purchases and top it up as needed rather than holding everything there.
Frequently asked questions
Can I fund the card directly with Stellar?
Do I need a bank account?
Where can I spend it?
How fast is issuance?
Do I have to sell my XLM first?
Can I control spend?
Get a Stellar crypto card
Fund a virtual Visa with XLM and spend anywhere Visa works — issued in about 60 seconds, no bank account.
Explore Kripicard
Discover our complete suite of crypto virtual card solutions and services