BIN 491969 is issued by Idfc First Bank Limited, from India, on the visa network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 491969, that institution is Idfc First Bank Limited in India. The card runs on the visa network. Transactions settle in INR.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 491969 itself is public metadata — it identifies the issuer, not the cardholder.
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