BIN 491889 — Lookup & Card Details

BIN 491889 is issued by Skandiabanken Ab, from Sweden, on the Visa network, as a debit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 491889, that institution is Skandiabanken Ab in Sweden. The card runs on the Visa network. Transactions settle in SEK.

Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 491889 itself is public metadata — it identifies the issuer, not the cardholder.