Available
Virtual card programs
Visa or Mastercard virtual cards, network chosen per card at issuance, funded from a USDT balance and issued in about 60 seconds.
Card issuingOfficial site — always check you are on kripicard.comVerify
Open payment infrastructure
More Than Cards. Infrastructure for What Comes Next.
Kripicard connects digital businesses, agencies, and platforms to a growing ecosystem of supported card programs, BIN options, APIs, payment capabilities, and white-label services — helping businesses build flexible solutions around their operational needs.
CoreKripicard
Card programs
BIN options
APIs
White-label
Digital services
Custom integrations
Positioning
One Platform. Multiple Possibilities.
An agency running fifty ad accounts, a SaaS paying thirty vendors and a platform issuing cards to its own users have little in common operationally. Forcing them onto one card program means at least two of them are compromising. Infrastructure that supports several programs and integrations lets each run the setup it actually needs.
Multiple BINs & programs
Different eligible use cases on different card programs, instead of every card sharing one profile.
Connected APIs
Issuing, funding, controls and transaction data through one integration, reducing tool sprawl.
An evolving ecosystem
New services and custom requests are added to the same account rather than a separate vendor.
Multi-BIN
One BIN Shouldn't Define Every Use Case.
The BIN — the first digits of a card number — identifies the program a card belongs to. Merchants and platforms often treat cards differently by program, so the right program for ad spend is not necessarily the right one for vendor payments. Kripicard can issue from more than one program, subject to provider availability, eligibility and applicable restrictions.
PROGRAM A
Advertising operations
Separate cards per ad account or client, so a decline or a review on one account never touches the others.
PROGRAM B
Agency expenses
Distinct programs for client media and internal tooling keep reconciliation clean and limits independent.
PROGRAM C
Business spending
SaaS, cloud and vendor payments on cards with their own caps, owners and freeze controls.
PROGRAM D
Digital platforms
Platforms issuing to their own users need a program profile matched to that user base and its markets.
BIN availability varies by provider, program and market. Kripicard does not offer unrestricted access to third-party BINs or guarantee acceptance by any merchant or ad platform.
Ecosystem
More Than a Virtual Card.
Each module is labelled with its current status, so you can tell what you can use today from what is scoped with our team.
Available
API infrastructure
Issue, fund, freeze and close cards and read transactions programmatically, so cards become part of your own product and back office.
API documentationAvailable
White-label solutions
Run a card program under your own brand on Kripicard's issuing and funding rails, without assembling the stack yourself.
White-label issuingWhere available
Gift cards & eSIMs
Digital services that sit alongside cards — gift cards from major brands and travel eSIMs, both payable in crypto. Catalogue varies by country.
Digital servicesOn request
P2P transfer capabilities
Peer-to-peer value movement for supported partners and programs. Not a self-serve product today — scoped individually with our team.
Discuss with usOn request
Custom integrations
A workflow, provider connection or feature we have not built yet. Requests are reviewed for technical and commercial feasibility.
Request an integrationHow it works
From Business Requirements to Connected Infrastructure.
- 1
Define the use case
Who spends, on what, in which markets, at what volume.
- 2
Match supported capabilities
Card network, program, limits and services that fit those requirements.
- 3
Integrate
Use the dashboard, the API or a white-label setup — whichever fits your team.
- 4
Expand
Add services and programs as requirements evolve, without re-platforming.
Why infrastructure
Build Beyond a Single Product.
Depending on a single provider and a single program concentrates risk: one policy change or one declined BIN can stall an entire operation. Where it is technically and commercially feasible, supporting several integrations reduces that dependence. It does not guarantee uninterrupted service or automatic failover — it gives you options.
- Flexibility
- Match programs and services to each use case.
- Interoperability
- Dashboard, API and white-label on the same rails.
- Choice
- Visa or Mastercard per card, more programs where eligible.
- Continuity
- Fewer single points of failure across your spend.
Audience
Built for Digital Businesses.
Have a Use Case We Haven't Built Yet?
Tell us about the integration, feature or white-label program you need. We review every request for technical and commercial feasibility.
FAQ
Infrastructure questions
Is Kripicard more than a virtual card provider?
Yes. Virtual cards are the core product, but the same account gives access to an issuing API, white-label card programs and digital services such as gift cards and eSIMs. Custom integrations and P2P capabilities are scoped on request.
What does multi-BIN infrastructure mean?
A BIN is the first digits of a card number and identifies the issuing program. Multi-BIN means Kripicard can issue from more than one card program, so different use cases can run on different programs instead of all sharing one. Which BINs are available depends on the provider, the program and your use case — it is not unrestricted access to any BIN.
Can a business use multiple card programs?
Yes, where your use case qualifies. A common setup is one program for advertising spend and another for business tooling, with separate cards, limits and reporting for each.
Are the API and white-label options available now?
Yes. The card API is documented and live, and white-label card programs are available for businesses that want to issue under their own brand. Both are subject to onboarding and program eligibility.
How do I request a custom integration?
Use the partnerships page to describe the workflow, volume and markets. Requests are reviewed for technical and commercial feasibility; not every request can be built.
Are there geographic or program restrictions?
Yes. Card programs, BIN options and digital services vary by country and are subject to provider rules, sanctions screening and our acceptable use policy. Merchant acceptance is decided by each merchant.
How do I become a business partner?
Apply through the partnerships page or contact our team through the verified channels listed on the contact page.
Your Business Needs More Than a Single Payment Product.
Explore an infrastructure ecosystem designed to connect supported payment capabilities, integrations, and digital services around your business requirements.