Free tool
MCC Lookup
Search Merchant Category Codes (MCC) — the four-digit codes card networks use to classify what a business sells. Look them up by code, description, or category.
| MCC | Description | Category |
|---|---|---|
| 5411 | Retail | |
| 5412 | Retail | |
| 5541 | Fuel | |
| 5542 | Fuel | |
| 5812 | Dining | |
| 5814 | Dining | |
| 5813 | Dining | |
| 5912 | Health | |
| 5921 | Retail | |
| 5999 | Retail | |
| 4111 | Travel | |
| 4121 | Travel | |
| 4511 | Travel | |
| 4722 | Travel | |
| 7011 | Travel | |
| 7512 | Travel | |
| 5734 | Digital | |
| 5815 | Digital | |
| 5816 | Digital | |
| 5817 | Digital | |
| 5818 | Digital | |
| 7372 | Digital | |
| 7392 | Services | |
| 8011 | Health | |
| 8021 | Health | |
| 8062 | Health | |
| 8220 | Education | |
| 8299 | Education | |
| 6011 | Financial | |
| 6051 | Financial | |
| 6540 | Financial | |
| 7995 | Entertainment | |
| 7841 | Entertainment | |
| 7832 | Entertainment | |
| 5691 | Retail | |
| 5732 | Retail | |
| 5944 | Retail | |
| 4814 | Services | |
| 4899 | Services | |
| 4900 | Services |
Merchant Category Codes (MCC) classify businesses by the goods or services they sell. Card networks use them for rewards, fees, and spend controls.
Frequently asked questions
What is a Merchant Category Code (MCC)?
An MCC is a four-digit number assigned to a business by card networks (Visa, Mastercard, etc.) to classify the goods or services it primarily sells.
Why do MCCs matter to me?
MCCs determine which purchases earn bonus rewards or cashback, which transactions may incur surcharges, and how spend-control rules are applied to a card.
Can a merchant have more than one MCC?
A merchant is usually assigned a single primary MCC, but large businesses with multiple lines of activity can operate under several codes across different outlets.