Official site — always check you are on kripicard.comVerify
Free tool
Liquidation Calculator
Find the price at which a leveraged position gets closed out — using the exchange's real tiered maintenance margin rather than a flat rate, for both isolated and cross margin. It also shows what most calculators leave out: funding fees draining your margin every eight hours, pulling liquidation toward you while the price has not moved at all.
Liquidation price
$90,402.01
Below entry by $9,597.99
Move to liquidation
9.60%
Price move against you
Maintenance margin
$450.00
Tier at 0.500% less $50.00 maintenance amount
Loss at liquidation
$9,597.99
Backing balance $10,000.00
Funding drift
Perpetuals settle funding every 8 hours. If you are on the paying side it comes straight out of margin, so your liquidation price creeps toward you while the market does nothing at all. Price is held flat here on purpose — this is the funding effect alone.
Funding paid
$900.00
over 30 days
Liquidation moves
$904.52
closer to entry — 0.90% of the price
Break-even move
0.90%
just to cover funding
Maintenance margin tiers — BTCUSDT
Maintenance margin is not one flat percentage. It steps up as the position grows, which is why a large position liquidates on a smaller move than a small one at identical leverage. The maintenance amount in the last column is what keeps the requirement continuous where tiers meet — calculators that ignore it get every tier above the first wrong.
| Notional (USDT) | Max leverage | Maint. margin rate | Maint. amount |
|---|---|---|---|
| 0 – 50,000 | 125x | 0.400% | $0 |
| 50,000 – 250,000your tier | 100x | 0.500% | $50 |
| 250,000 – 1,000,000 | 50x | 1.000% | $1,300 |
| 1,000,000 – 5,000,000 | 20x | 2.500% | $16,300 |
| 5,000,000 – 20,000,000 | 10x | 5.000% | $141,300 |
| 20,000,000 – 50,000,000 | 5x | 10.000% | $1,141,300 |
| 50,000,000 – 100,000,000 | 4x | 12.500% | $2,391,300 |
| 100,000,000 – 200,000,000 | 3x | 15.000% | $4,891,300 |
| 200,000,000 – 300,000,000 | 2x | 25.000% | $24,891,300 |
| 300,000,000 – ∞ | 1x | 50.000% | $99,891,300 |
Estimates only, modelled on Binance USDT-M perpetuals in one-way mode. Real liquidations use the mark price rather than the last traded price, and exchanges revise their tier tables periodically. Fees, insurance-fund deductions and slippage during forced closure are not included, so treat the figures as a floor on your risk rather than a guarantee. Kripicard does not offer leveraged trading.
Frequently asked questions
How is the liquidation price calculated?
It uses the standard Binance USDT-M formula. For a long, liquidation price = (wallet balance + maintenance amount − size × entry price) ÷ (size × (maintenance margin rate − 1)); for a short the two signs flip. The wallet balance term is what separates the margin modes: in isolated mode it is only the margin allocated to that position, while in cross mode it is your entire futures balance, which is why cross liquidates further away.
Why does the maintenance margin rate change with position size?
Exchanges tier it deliberately. A large position is harder to unwind without moving the market, so it is required to hold proportionally more margin. On BTCUSDT the rate starts at 0.4% and climbs through 0.5%, 1%, 2.5% and beyond as notional grows. This is why two traders at identical leverage can have very different liquidation prices — the bigger one liquidates on a smaller move.
What is the maintenance amount and why does it matter?
It is a constant per tier that keeps the maintenance margin continuous where tiers meet. Without it, crossing a bracket boundary would make your required margin jump instantly. Calculators that apply a flat rate and skip this constant overstate the maintenance requirement in every tier above the first, and so report a liquidation price that is closer than reality. This tool derives the amount from the tier floors rather than hardcoding it, so the tiers always line up exactly.
How do funding fees affect liquidation?
On perpetual futures, funding is exchanged between longs and shorts roughly every eight hours. If you are on the paying side it is deducted from your margin, which lowers the balance backing your position and moves the liquidation price toward your entry. At the 0.01% baseline that is about 0.9% of notional a month, but during a strongly one-sided market funding can run several times higher. A position that looks comfortably collateralised on day one can be materially closer to liquidation a few weeks later without the price having moved.
Should I use isolated or cross margin?
Isolated caps your loss at that position's margin, so a single bad trade cannot empty the account, but it liquidates sooner. Cross uses the whole balance as backing, pushing liquidation further away, at the cost of putting every other position and your free balance behind this one. Neither is safer in the abstract — isolated bounds the damage, cross bounds the chance of being stopped out by noise.
Will my position liquidate at exactly this price?
Treat it as an estimate. Exchanges liquidate against the mark price, which is anchored to an index rather than the last trade on the order book, so a wick on one venue may not trigger it. Trading fees, the insurance-fund contribution and slippage during forced closure all make the real outcome slightly worse than the formula suggests, and exchanges revise their tier tables periodically. The figure here is best read as the point beyond which you are relying on luck.